An Advisor Matters

We help create and manage a retirement savings environment for plan participants that provides the necessary support and tools to better achieve retirement success while assisting the plan sponsor to better understand their role and responsibilities.

Our advisory services support both the employer and the participants in navigating the do’s and don’ts of effective retirement planning.

What makes FixedFee401k different?

Having the answers to participants’ questions.

While plan design and implementation is important, making sure that every question gets answered is where we shine.  Your dedicated advisor is available all day, any day to answer your questions.

Having the answers to participants’ questions.

While plan design and implementation is important, making sure that every question gets answered is where we shine.  Your dedicated advisor is available all day, any day to answer your questions.

FixedFee401k Employer Support

Support doesn’t end with implementation and employee enrollment.  Have 401k plan management questions in the future?  We are here to help you.  Your time is important, so FixedFee401k outlines the question and/or issue and our various proposed solutions for you to consider.

FixedFee401k Employer Support

Support doesn’t end with implementation and employee enrollment.  Have 401k plan management questions in the future?  We are here to help you.  Your time is important, so FixedFee401k outlines the question and/or issue and our various proposed solutions for you to consider.

We will act as an ERISA 3(38) Investment Manager

Employers are considered a plan fiduciary and must perform certain responsibilities under the law.  One of the most important responsibilities being oversight of the plan’s investment options.  As an ERISA 3(38) Investment Manager, we will accept responsibility for the plan’s investment line-up.

As part of our integrated approach to supporting both the plan sponsor and the participants, we will provide the services outlined.

How a Dedicated Advisor Helps Plan Participants

Studies show that 401k participants who have access to a financial advisor have a better chance of saving enough for their retirement.1

1 “How Retirement Advisors Really Add Value to 401k Plans“, DALBAR, Inc. FiduciaryRegistry.com

Ways we support and assist plan participants.

  • Create and monitor an intuitive investment line-up that helps participants make better investment decisions.
  • Provide risk analysis tools for use by participants to help them better understand their own personal risk tolerance.
  • Quarterly communications with participants regarding plan performance and general investment commentary.
  • On-call individual participant support with a dedicated advisor.
  • Periodic personalized participant surveys.

Ways we support and assist the plan sponsor.

  • Creation and management of an investment policy statement for the plan.
  • A fiduciary-appropriate process for initial selection and ongoing monitoring of the plan’s investment line-up.
  • Core fund line-up which meets the needs and expectations of the participant group.
  • Annual investment fund monitoring with quarterly updates.
  • Ongoing fee analysis and benchmarking.
  • Documentation of all meetings and discussions.

How a Dedicated Advisor Helps the Plan Sponsor

As the regulatory environment continues to evolve regarding disclosure of plan information and fiduciary responsibilities, a dedicated advisor can help the plan sponsor better understand their role and responsibilities.

How a Dedicated Advisor Helps the Plan Sponsor

As the regulatory environment continues to evolve regarding disclosure of plan information and fiduciary responsibilities, a dedicated advisor can help the plan sponsor better understand their role and responsibilities.

Ways we support and assist the plan sponsor.

  • Creation and management of an investment policy statement for the plan.
  • A fiduciary-appropriate process for initial selection and ongoing monitoring of the plan’s investment line-up.
  • Core fund line-up which meets the needs and expectations of the participant group.
  • Annual investment fund monitoring with quarterly updates.
  • Ongoing fee analysis and benchmarking.
  • Documentation of all meetings and discussions.

It’s time to switch. Let’s get started